Get $2,500 cashback when you refinance your home loan to MOVE Bank *

Pay no transaction fees on your MOVE Bank savings and transaction accounts +

Free to Settlement property insurance available through your Home Loan Specialist^

Complete Package 3Y Fixed Rate Home Loan | Owner-occupied
2.59 % p.a. Interest rate 3.14 % p.a. Comparison rate


Straightforward Home Loan | Owner-occupied 500k+



Complete Package Home Loan 3Y Fixed Rate | Investor
2.94 % p.a. Interest rate 3.66 % p.a. Comparison rate



Straightforward Home Loan | Investor $500K+


Railways Credit Union Limited trading as MOVE Bank. ABN 91 087 651 090 AFSL/Australian credit license 234536. *Offer is open to new refinance applications submitted & approved between 01/09/2021 – 30/10/2021 and settled on or before 31/11/2021. Minimum loan amount $250,000 and $350,000 for broker referred loans. Available on MOVE Bank home and investment loans, excluding the Lockit 3Y Fixed Rate Home and Investment Loans, internal refinance and interest only loans. A borrower is eligible for the cashback payment only once during the offer period.  Limited time offer available from 01/09/2021 and may be withdrawn or amended at any time without notice. To view our full terms and conditions click here.

+ For more information about fee-free banking please visit our Fees & Charges page. See Special Services Fees section for overseas ATM withdrawal fees. MOVE Bank does not charge eligible members for ATM transactions, however, individual ATM providers may charge fees for using their service.

^Insurance discount is only available over the phone or in branch. Discount is calculated on the premium and excludes GST and other levies. Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Any advice is general and does not take into account your personal circumstance. Consider the Product Disclosure Statement, available on the relevant insurance product page or by calling 1300 362 216, to see if the product is right for you.


  • 1 Reverts to Complete Package Variable Home or Investment Loan at the applicable tier, based on the loan funded amount. Minimum loan amount $50,000 for owner-occupied loans and $100,000 for investment loans.
  • 2 Comparison rate is based on a secured loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges apply. Rates quoted are correct as stated and are subject to change without further notice. All rates quoted are per annum. All applications are subject to MOVE’s standard credit assessment and eligibility criteria.