MOVE Bank is driven by our members and 100% of our profits are used to benefit you. Our boutique size enables us to provide a superior level of personalised service, while large enough to offer all the services you expect from your bank.

Since our beginnings as Railways Credit Union in 1968 a lot of things have changed, however our commitment to providing exceptional service and competitive financial products to our members hasn't.

Currently, MOVE Bank serves the financial needs of almost 22,000 members, with more than $600 million in assets under management. As an approved deposit-taking institutions, deposits with MOVE Bank are guaranteed by the Government's Financial Claims Scheme up to $250,000 per depositor.

Looking for a better bank...? MOVE

Our Team


Our experienced team takes pride in providing personal service. Rather than focusing on a process, we try to focus on what is right for our members. With a smaller team, we are able to work closely to find the best outcomes for our members. You can have comfort in knowing who you are dealing with.

Meet our member facing team here.

Award-Winning Products


We design our products to offer excellent features without any catches. Whether lending or depositing, our purpose is to support our members improve their financial position.

The proof is in the awards! We are constantly being recognised through industry awards for our exceptional product range, including Australia's Best Customer Owned Bank Personal Lender by Money Magazine!




Helping You Meet Your Financial Goals


Here at MOVE Bank, we want to help you improve your financial wellbeing.

As well as our great banking products, we also have exclusive member offers and programs designed to help you get your finances in check. Our partnership with Your Financial Wellness is a key example!


Join 22,000 Australians who've already made the MOVE.



Why Customer-Owned Banking?


Customer-owned banking institutions have a different ownership structure to other banks and companies. When customer-owned banks make a profit it’s you, the customer who benefits.

This is because customer-owned banks exist for their customers. As a customer, you also become a part owner!

In this mutual model, customer interests are not in conflict with shareholder interests. Being solely customer focused means all our profits are used to benefit our members and are delivered back through award-winning products, competitive rates, fairer fees and an exceptional member experience!


Over 4 million Australians enjoy the benefits of mutual banking. Experience it for yourself!




Our Values

We are driven by six core values

Each and every one of us understands the type of behaviour that is expected and the principles that apply to every member of our team.

We act with integrity and respect

We are accountable

We create exceptional experiences

We focus on continuous improvement

We are Member Owned and here for our members

We are collaborative and supportive