We're committed to providing you with competitive interest rates when it comes to our range of savings and loan products.

Check out all the current rates on every MOVE Bank product.

Home Loans - Effective 26 April 2024

  Interest Rate Comparison Rate

Principal and Interest

   
Everyday Variable Home Loan L1 (Maximum LVR 95%)    
≤80% LVR 5.99% p.a.   6.04% p.a.  
80.01% - 90% LVR 6.14% p.a.   6.19% p.a.  
90.01% - 95% LVR 6.29% p.a.   6.34% p.a.  
Everyday Fixed Home Loan L1 (Maximum LVR 95%)    
1 Year 5.89% p.a.   6.03% p.a.  
2 Year 5.84% p.a.   6.01% p.a.  
3 Years 5.79% p.a.   5.98% p.a.  
5 Years 5.94% p.a. 6.02% p.a.
Offset Variable Home Loan L2 (Maximum LVR 95%)    
≤80% LVR 6.19% p.a.   6.24% p.a.  
80.01% - 90% 6.34% p.a.   6.39% p.a.  
90.01% - 95% 6.49% p.a.   6.54% p.a.  
Offset Fixed Home Loan L2 (Maximum LVR 95%)    
1 year 6.09% p.a.   6.23% p.a.  
2 year 6.04% p.a.   6.21% p.a.  
3 year 5.99% p.a.   6.18% p.a.  
5 year 6.14% p.a.   6.22% p.a.  
Standard Variable Home Loan L20  7.75% p.a. 7.80% p.a.

 

 

 

Interest Only available for Owner-Occupier construction loans for a maximum of 12 months.

Investment Loans - Effective 26 April 2024
  Interest Rate Comparison Rate

Principal and Interest

   
Everyday Variable Home Loan L1 (Maximum LVR 90%)    
≤80% LVR 6.29% p.a.   6.34% p.a.  
80.01% - 90% LVR 6.44% p.a.   6.49% p.a.  
Everyday Fixed Home Loan L1 (Maximum LVR 90%)    
1 Year 6.19% p.a.   6.33% p.a.  
2 Year 6.14% p.a.   6.31% p.a.  
3 Years 6.09% p.a.   6.28% p.a.  
5 Years 6.24% p.a.   6.32% p.a.  
Offset Variable Home Loan L2 (Maximum LVR 90%)    
≤80% LVR 6.49% p.a.   6.54% p.a.  
80.01% - 90% 6.64% p.a.   6.69% p.a.  
Offset Fixed Home Loan L2 (Maximum LVR 90%)    
1 year 6.39% p.a.   6.53% p.a.  
2 year 6.34% p.a.   6.51% p.a.  
3 year 6.29% p.a.   6.48% p.a.  
5 year 6.44% p.a.   6.52% p.a.  
Standard Variable Home Loan L15 8.34% p.a.   8.39% p.a.  

 

 

 

Interest Only available for Investment loans for a maximum of 5 years2. A premium of 0.20% is added to the applicable rate noted above.

Effective 1 September 2023
  Interest Rate Comparison Rate
Fixed New Car Loan L23 ~ 6.99% p.a. 7.26% p.a.
Green Fixed Car Loan L24 ^^ 6.49% p.a. 6.76% p.a.
Any Age Car Loan L12 10.69% p.a. 10.97% p.a.
Personal Loan L11 13.74% p.a. 14.80% p.a.
Flexi Personal Credit**** 12.29% p.a.  

~Conditions: available only for new lending to MOVE Bank and excludes internal refinance. 
**** When this account is in credit, interest is calculated and paid as per the SAVINGS rate for Everyday Saver S1, S22 or S33
^^ Loan must be secured by a vehicle which complies with MOVE Bank’s Green Vehicle Criteria available at movebank.com.au/gogreen. Loan is not available for internal refinance.

Effective 10 April 2019
  Purchase Rate Cash Advance Rate  
Low Rate Credit Card# S7   8.99% p.a. 12.99% More info

# Terms and conditions apply including minimum credit limit, please see the Key Fact Sheet on our website for further details. All credit card applications are subject to credit assessment and approval. Fees and charges apply. 

Transaction Accounts - Effective 19 February 2024
   Interest Rate
Everyday Transaction S3 0.00% p.a.
Everyday Saver S1*   0.01% p.a.
Everyday Saver S22 & 33*   0.01% p.a.

*Interest calculated on daily balance and paid monthly.

Savings Accounts - Effective 1 March 2024
  Variable Rate Base Rate
Online Saver S20^    4.40% p.a.  
Express Saver S50^   2.75% p.a.  
Christmas Saver Account S8+   1.50% p.a.  
Bonus Saver S10^#   5.00% p.a. 0.10%
Growth Saver S30^$ 5.50% p.a. 0.10%

 

 

 

Interest rates on retired products can be viewed here

 

^Online Savings Accounts. Paper statements are not available for these accounts

*Interest calculated on daily balance and paid monthly. 

+Interest calculated on the minimum monthly balance and paid on 31 October.

~ No credit interest will be paid to the savings account when it is an offset facility even where the credit balance exceeds the debit balance of the nominated loan account. 

# Bonus rate applied on balances up to $250,000 when the account holder makes a minimum deposit of $200 and no withdrawals within a calendar month. Otherwise, base rate applies. Interest calculated on daily balance and paid monthly.

$ Bonus rate applied on balances up to $25,000 when the account holder makes a minimum deposit of $200 and no withdrawals within a calendar month. Otherwise, base rate applies. Interest calculated on daily balance and paid monthly.

Deposits (Cheque and Internet Banking) over $2M are subject to acceptance criteria and negotiation.

Effective 20 May 2024
Term Minimum $5,000 Interest Paid  
3 Months   4.90% p.a.    At Maturity More info
4 Months   4.75% p.a.    At Maturity More info
5 Months   5.10% p.a.    At Maturity More info
6 Months   5.00% p.a.  At Maturity More info
7 Months   5.25% p.a.    At Maturity More info
8 Months   4.85% p.a.    At Maturity More info
9 Months   5.05% p.a.  At Maturity More info
10 Months   5.25% p.a.    At Maturity More info
11 Months   4.95% p.a.    At Maturity More info
12 Months   4.90% p.a.    At Maturity More info
13 to 14 Months   4.80% p.a.    Annually More info
15 to 23 Months   4.70% p.a.    Annually More info
24 Months   4.70% p.a.  Annually More info
12 Months   4.80% p.a.  Monthly More info
13 to 14 Months   4.80% p.a.    Monthly More info
15 to 23 Months   4.60% p.a.    Monthly More info
24 Months   4.60% p.a.  Monthly More info

 

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