It all adds up, so make sure you're covered

Many of us 'set and forget' our insurance which means we don't increase the replacement value of our home and contents when we renovate or make big-ticket purchases.

Follow these simple steps to make sure you're protected:


Check your policy to find out how much your building and contents are insured for

Not insured? Get a quote online


Use CGU's insurance calculators to work out the replacement value of your home and contents

Each calculator will take about 10 minutes 


Update your policy to ensure your home and contents are adequately protected

Prefer to speak with an Insurance Specialist?

Tools and support


Need something else?

Insurance you can trust

Backed by CGU

We’re backed by CGU, one of Australia’s most trusted insurers, with more than 165 years of experience

Making a claim

CGU is ready if you need to claim.
Call CGU on 13 24 80 and a claims consultant will help

Community focused

CGU believes in contributing to our local communities, and they’ve raised thousands for worthy causes

Railways Credit Union Limited trading as MOVE Bank ABN 91 087 651 090, AFSL 234 536 acts under its own AFSL and under an agreement with the issuer Insurance Australia Limited trading as CGU Insurance ABN 11 000 016 722, AFSL 227681. Any advice provided is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement and Target Market Determinations from

*The Cordell Sum Sure calculator takes the answers you input (or confirm, as applicable) and analyses them against construction industry data collated by CoreLogic to generate an estimated rebuild cost of the improvements on your property. Use of the Cordell Sum Sure calculator and any estimated rebuild cost provided by it may not be appropriate for you and you will need to assess the suitability of this estimate given your knowledge of your property. A number of qualifications apply to the estimated rebuild cost, which are set out in the full set of terms and conditions accepted by you prior to your use of the Cordell Sum Sure Calculator.