Consolidating your debts could make it easier to get ahead this year. If you’re making repayments on multiple loans to different lenders each month, there could be an easier and more cost-effective way to manage your debt. To save yourself a lot of stress and money, why not consider rolling everything you owe – on personal loans, credit card...

It’s that time of the year when those of us with school-aged kids need to start getting organised for the start of the new school year. But with new books, uniforms and other items like lunch boxes and drink bottles to buy the costs can really pile up! Books & Stationery Audit last year’s supplies Before you spend a cent it’s always a good idea...

According to the Australian Psychological Society, money worries are one of the biggest causes of relationship break-ups and stress, so it pays to go into love and money matters with your eyes open.   Inevitably you will find yourself sharing expenses during your relationship. With a bit of forward planning, you can make sure you and your partner a...

Purchasing a new property can be challenging even for seasoned home-owners – but for a first home-buyer, this process can be 100 times more daunting. In fact, if you’re only just getting started on your journey to becoming a home-owner you may be a bit overwhelmed by all the things you DON’T know. For example, you’re probably wondering how to find ...

Payday lenders target those who need fast cash by providing high-cost short-term cash loans. If you’ve ever seen an ad for “speedy cash” or “money in minutes” you’re dealing with a payday loan. Despite their sky-high rates and bad press, payday loans are still as popular as ever. In fact, new research from Digital Finance Analytics has found...

If you’ve had your home loan for more than 3 years, new research suggests that you could be paying too much. Today’s mortgage market is very competitive, so it makes good financial sense to review your home loan from time to time to see if you could be saving money and if your loan offers the flexibility you need [i]. Not long ago we showed you how...

If you’re already following a tight household budget saving $1000 might sound like a massive task, but it could be easier than you think. We’ve gathered five practical savings hacks which will help you save $1000 this year. Cut your Coffee If you’re buying your coffee every morning, you’re spending around $4.50 a day. That’s $22.50 a week, and $108...

As our society becomes increasingly cashless, it is important for our kids to understand the concept of money in its different forms. By giving our kids a strong understanding of money, we can build good habits around budgeting, spending and saving money that can set them up for life. Here are a few ways you can approach this with your kids… At the...